We’re the Burst Pipe Damage Insurance Claim Experts! Hire JF Public Adjusters today.

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  • Our goal is to maximize your insurance claim settlement
  • We serve both commercial and residential clients
  • Our clients love the seamless claims experience we offer
  • We manage your claim from lodgement to settlement
  • You benefit from our extensive network of plumbers, restoration companies, roofers, builders, brokers, property managers, and many other industry professionals
  • We have hundreds of happy clients in New York, New Jersey, Connecticut and Pennsylvania
  • We have recovered tens of millions in insurance claim settlements
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Joel Follman

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In most cases, burst pipes are covered by home insurance, but it will depend on the specifics of your policy.

Standard homeowners insurance policies typically cover sudden and accidental water damage that results from burst pipes. This could include damage to your home’s structure, as well as damage to your personal belongings. However, it’s important to note that not all policies are the same, and some may have limitations or exclusions for certain types of water damage.

Additionally, some insurance policies may only cover burst pipes if you can prove that you took reasonable steps to prevent the damage from occurring. For example, if you left your home unattended and unheated during freezing weather and the pipes burst as a result, your insurance company may not cover the damage.

If you are unsure about whether the damage to your home is covered by your insurance policy, contact us. We can review the coverage provided by your policy and advise you accordingly. Our claim review and consultation is free.

IS PROPERTY DAMAGE CAUSED BY BURST PIPES COVERED BY INSURANCE? FIND OUT.

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What are the common causes of burst pipes?

Burst pipes can be caused by a variety of factors, but some of the most common causes include the factors listed here.

It’s important to keep an eye out for signs of potential pipe problems, such as leaks, reduced water pressure, or discoloration in your water. Also note that not all burst pipe damage are covered by insurance. When taking out an insurance policy, clarify which events are covered by your policy. If you notice any of these issues, it’s best to have them addressed promptly to prevent more serious problems from occurring.

  • Freezing temperatures: When the water inside a pipe freezes, it expands, putting pressure on the pipe walls. If the pressure becomes too great, the pipe can burst. You can read more about frozen pipes here.

  • Corrosion: Over time, pipes can corrode and weaken, making them more susceptible to bursting.

  • Age: Pipes that are old or deteriorating may be more likely to burst.

  • Water pressure: If the water pressure in your pipes is too high, it can cause stress on the pipes and eventually lead to a burst.

  • Physical damage: Pipes can be damaged by accidental impacts from construction or landscaping work, as well as by the movement of the house’s foundation.

  • Clogs: Clogs can cause pressure to build up in the pipes, which can eventually lead to a burst.

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BURST PIPE FREQUENTLY ASKED QUESTIONS

What should I do if I discover a burst pipe in my home?

If you discover a burst pipe in your home, it’s important to act quickly to minimize the damage. Here are the steps you should take:

The first thing you should do is turn off the main water supply to your home to prevent any more water from entering the affected area. You can usually find the shut-off valve near your water meter or where the main water line enters your home.

If the burst pipe is near any electrical outlets or appliances, turn off the electricity to that area of your home to avoid electrocution.

Contact a licensed plumber to repair the burst pipe as soon as possible. A professional plumber will be able to assess the damage, identify the cause of the burst, and make the necessary repairs to the pipe.

Contact a restoration company to remove the water and dry the area. Often, there is more damage than what you can see. Failure to detect and mitigate damp would likely result in mold growth and further damage to your home.

If the burst pipe has caused significant damage to your home, you should contact your insurance company to file a claim. Be sure to take photos of the damage and keep any receipts or documentation related to the repair and restoration process.

A public adjuster will review the damage and the terms of your insurance policy and advise whether the damage is covered. Your public adjuster will manage the claim, ensuring you receive the best possible outcome.

When faced with burst pipe damage, there are 2 things you must not do. First, do not ignore the damage. Ignoring a burst pipe can lead to significant water damage and mold growth. Address the issue as soon as possible to prevent further structural damage to the property.

Second, don’t attempt to fix it yourself. Unless you’re experienced in plumbing repairs, trying to fix a burst pipe yourself could make the situation worse. It’s best to leave it to the professionals.

How can JF Public Adjusters help with your burst pipe insurance claim?

Public adjusters can be helpful in managing your burst pipe insurance claim by advocating for you and helping to ensure that you receive a fair settlement from your insurance company. Here are some ways in which JF Public Adjusters can assist with your burst pipe claim:

We can review the policy language and determine what is covered and what is not. We help you understand their coverage and ensure that you receive the full benefits to which you are entitled.

JF Public Adjusters can document the damage caused by the burst pipe, including taking photos and preparing a detailed estimate of the cost of repairs.

JF Public Adjusters will negotiate with the insurance company on your behalf to ensure that you receive a fair settlement. We can also help to resolve any disputes that may arise during the claims process.

We take care of the paperwork and documentation required to file a claim, ensuring that all necessary information required by your insurance company is provided and deadlines are met.

We provide guidance and support to you throughout the claims process, answering any questions you may have and providing assistance as needed.

While JF Public Adjusters does charge a fee for our services, we help you, the policyholder, receive a much larger settlement than you would have received on your own.

If you’re dealing with a burst pipe claim and are considering hiring a public adjuster, contact JF Public Adjusters today. Call or text (917) 272-8793.

What Separates JF Public Adjusters From Other Public Adjusters

Not all Public Adjusters offer the insured the same level of service and quality. Here are a few ways we separate ourselves from other Public Adjusters:

  • Locally Owned and Operated
  • Complimentary On-Site Survery and Policy Review
  • Emergency Response Services
  • 100% Free Policyholder Advice
  • Highest Claim Settlements
  • Licensed in Multiple East Coast States
  • We’re Property Damage Specialists
  • Recognized as the Disaster Relief Experts
  • Expert Client Support and Assistance with Dedicated Claim Contact Person
  • Claim Portal Access
  • Honest and Upfront Pricing
  • Hundreds of Happy Clients in New York, New Jersey, Connecticut and Pennsylvania

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