We’re the Snow and Winter Storm Insurance Claim Experts! Hire JF Public Adjusters today.
- We’re the #1 Rated Public Adjuster in New York
- Our goal is to maximize your insurance claim settlement
- We serve both commercial and residential clients
- Our clients love the seamless claims experience we offer
- We manage your claim from lodgement to settlement
- You benefit from our extensive network of plumbers, restoration companies, roofers, builders, brokers, property managers, and many other industry professionals
- We have hundreds of happy clients in New York, New Jersey, Connecticut and Pennsylvania
- We have recovered tens of millions in insurance claim settlements
In general, home insurance policies will cover damage caused by the weight of ice, snow or sleet. For example, if your roof collapsed due to the accumulated weight of snow in a winter storm, the damage to your home will be covered along with damage to your personal possessions, up to the limits specified in your insurance policy.
Dealing with such a loss can be overwhelmingly challenging. All of a sudden, you’re having to do so many things at once. You have to arrange contractors to come in and secure your home and its contents. But then you wonder, which of the many available contractors do you call? How do you know they are good and reliable? How do you deal with this unexpected expense? Do you have to pay them upfront?
This is why public adjusters are available. Public adjusters are experts in property damage and insurance claims. JF Public Adjusters can help you.
If your home sustained damage due to a snow or winter storm, contact us straight away. As your advocate, we assist you every step of the way from arranging mitigation services, reporting your claim, all the way through to settlement.
Did Snow or a Winter Storm Cause Damage to Your Home or Business?
Insurance companies benefit by reducing claim payouts.
Do not let your insurer undervalue your loss.
Property damage is never easy to deal with. It disrupts your daily life and suddenly you have a multitude of tasks that you have to take care of. Immediately you think of having to secure your property, especially if you are exposed to the elements during a roof collapse, for example. You scramble to find contractors that can attend your home as soon as possible. Meanwhile, you just hope that they do great work.
If you have a home insurance policy, you then have to contact your insurance broker or your insurance carrier to report a claim. This is where your uphill battle begins. You need to make yourself available for home inspections, and keep on top of your claim to move it along. Your insurance company will prepare a repair estimate and will try to get you to accept it. Often, this repair estimate grossly undervalues the actual cost to repair your property.
This is where public adjusters come in.
Public adjusters are experts in property damage and insurance claims. Public adjusters can only work for policyholders, never for the insurance company. As your advocate, it is our duty to ensure that you receive the best possible outcome in your insurance claim and that you are restored to your pre-loss position.
Rated 5 out of 5 stars based on 97 customer reviews.
SNOW & WINTER STORM FREQUENTLY ASKED QUESTIONS
Are Winter and Snow Storm Damages Covered by Insurance?
Most homeowners insurance policies damage caused by the weight of ice, snow or sleet.
Coverage usually includes:
– Necessary repairs to your damaged property, for example: roof replacement
– Damage to your personal possessions up to the limits specified in your policy
– Additional Living Expenses (ALE), if the house is uninhabitable due to the extent of the damage
Coverage usually does NOT include:
Damage caused by wear and tear, rotting or poor maintenance. If the proximate cause of the damage was the poor condition of your roof, you will not be covered. To determine this, the question that needs to be answered is: would the roof have collapsed if the roof was in good condition?
Note: Insurance policies vary; make sure to read your policy documents to understand your level of coverage.
How can JF Public Adjusters help with your snow and winter storm insurance claim?
1. We review your insurance policy to ascertain your level of coverage.
2. We inspect the damage to your home. We use specialized tools and equipment to check damage in various areas of your home. It is always more than what’s obvious to the naked eye.
3. We take photos, videos, thoroughly documenting the true extent and severity of the damage.
4. We provide repair and replacement estimates based on the damage that we have observed.
5. We prepare your proof of loss.
6. We ensure you’re in compliance to all your policy duties and requirements.
7. We negotiate your settlement to make you whole.
Dealing with property damage can be challenging and stressful, but with the right ally on your side, it won’t be.
What Separates JF Public Adjusters From Other Public Adjusters
Not all Public Adjusters offer the insured the same level of service and quality. Here are a few ways we separate ourselves from other Public Adjusters:
- Locally Owned and Operated
- Complimentary On-Site Survery and Policy Review
- Emergency Response Services
- 100% Free Policyholder Advice
- Highest Claim Settlements
- Licensed in Multiple East Coast States
- We’re Property Damage Specialists
- Recognized as the Disaster Relief Experts
- Expert Client Support and Assistance with Dedicated Claim Contact Person
- Claim Portal Access
- Honest and Upfront Pricing
- Hundreds of Happy Clients in New York, New Jersey, Connecticut and Pennsylvania
Level the Playing Field
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