We’re the Water Damage Insurance Claim Specialists in New Jersey
- We’re the #1 Rated Public Adjuster in New York
- Our goal is to maximize your insurance claim settlement
- We serve both commercial and residential clients
- Our clients love the seamless claims experience we offer
- We manage your claim from lodgement to settlement
- You benefit from our extensive network of plumbers, restoration companies, roofers, builders, brokers, property managers, and many other industry professionals
- We have hundreds of happy clients in New York, New Jersey, Connecticut and Pennsylvania
- We have recovered tens of millions in insurance claim settlements

LOOKING FOR AN EXPERT PUBLIC ADJUSTER?
Here are the areas in New Jersey we provide insurance claim assistance and service to.
Whether you’re an individual, business owner, or if you represent a corporation, the JF Public Adjusters team has you covered. Looking for more information? Explore our website or phone us for immediate assistance.
Absecon, Allamuchy, Allendale, Allenhurst, Allentown, Allenwood, Alloway, Alpine, Andover, Annandale, Asbury Park, Atlantic City, Atlantic Highlands, Audubon, Avalon, Avenel, Avon By The Sea, Barnegat Light, Barnegat, Barrington, Bayonne, Beach Haven, Beachwood, Belford, Belleville, Bellmawr, Belmar, Belvidere, Bergenfield, Berkeley Heights, Berlin, Bernardsville, Beverly, Blackwood, Bloomfield, Bloomingdale, Bloomsbury, Bogota, Boonton, Bordentown, Bound Brook, Bradley Beach, Branchville,Bridgeton, Brielle, Brigantine, Browns Mills, Budd Lake, Buena, Burlington, Butler, Caldwell, Califon, Camden, Cape May Court House, Cape May Point, Cape May, Carlstadt, Carteret, Cedar Grove, Cedarville, Chatham, Cherry Hill, Chester, Clark, Clayton, Clementon, Cliffside Park, Cliffwood, Clifton, Clinton, Closter, Collingswood, Colonia, Cranbury, Cranford, Cresskill, Dayton, Deal, Demarest, Dover, Dumont, Dunellen, East Brunswick, East Orange, East Rutherford, Eatontown, Edgewater, Edison, Egg Harbor City, Elizabeth, Elmer, Elmwood Park, Elwood, Emerson, Englewood Cliffs, Englewood, Englishtown, Essex Fells, Estell Manor, Fair Haven, Fair Lawn, Fairfield, Fairton, Fairview, Fanwood, Far Hills, Farmingdale, Flemington, Florence, Florham Park, Fords, Forked River, Fort Lee, Franklin Lakes, Franklin, Freehold, Frenchtown, Garfield, Garwood, Gibbsboro, Gibbstown, Glassboro, Glen Gardner, Glen Ridge, Glen Rock, Glendora, Gloucester City, Great Meadows, Hackensack, Hackettstown, Haddon Heights, Haddonfield, Haledon, Hamburg, Hammonton, Hampton, Harrington Park, Harrison, Hasbrouck Heights, Haworth, Hawthorne, Helmetta, High Bridge, Highland Lakes, Highland Park, Highlands, Hightstown, Hillsdale, Hillside, Ho Ho Kus, Hoboken, Hopewell, Irvington, Iselin, Island Heights, Jersey City, Keansburg, Kearny, Kendall Park, Kenilworth, Keyport, Kingston, Lakehurst, Lakewood, Lambertville, Lavallette, Lebanon, Leonardo, Leonia, Lincoln Park, Lincroft, Linden, Linwood, Little Falls, Little Ferry, Little Silver, Livingston, Lodi, Long Branch, Long Valley, Longport, Lyndhurst, Madison, Magnolia, Manahawkin, Manasquan, Mantoloking, Manville, Maplewood, Margate City, Marlton, Matawan, Mays Landing, Maywood, Medford, Mendham, Merchantville, Metuchen, Middlesex, Midland Park, Milford, Millburn, Milltown, Millville, Monmouth Beach, Monmouth Junction, Montclair, Montvale, Moonachie, Moorestown, Morganville, Morris Plains, Morristown, Mount Arlington, Mount Ephraim, Mountain Lakes, Mountainside, Mullica Hill, National Park, Navesink, Neptune, Netcong, New Brunswick, New Egypt, New Milford, New Providence, Newark, Newfield, Newton, North Arlington, North Brunswick, Northfield, Northvale, Norwood, Nutley, Oakhurst, Oakland, Oaklyn, Ocean City, Ocean Gate, Ocean Grove, Oceanport, Ogdensburg, Old Bridge, Oradell, Orange, Oxford, Palisades Park, Palmyra, Paramus, Park Ridge, Passaic, Paterson, Paulsboro, Peapack, Pemberton, Pennington, Penns Grove, Pennsauken, Pennsville, Perth Amboy, Phillipsburg, Pine Beach, Pitman, Plainfield, Plainsboro, Pleasantville, Point Pleasant Beach, Pomona, Pompton Lakes, Port Monmouth, Port Norris, Port Reading, Port Republic, Princeton Junction, Princeton, Rahway, Ramsey, Raritan, Red Bank, Ridgefield Park, Ridgefield, Ridgewood, Ringwood, Rio Grande, River Edge, Riverdale, Riverton, Rochelle Park, Rockaway, Rocky Hill, Roosevelt, Roseland, Roselle Park, Roselle, Rosenhayn, Rumson, Runnemede, Rutherford, Saddle Brook, Saddle River, Salem, Sayreville, Scotch Plains,, Sea Girt, Sea Isle City, Seaside Heights, Seaside Park, Secaucus, Sewaren, Shiloh, Shrewsbury, Somerdale, Somers Point, Somerset, Somerville, South Amboy, South Bound Brook, South Orange, South Plainfield, South River, Spotswood, Spring Lake, Springfield, Stanhope, Stockton, Stone Harbor, Stratford, Strathmere, Succasunna, Summit, Sussex, Swedesboro, Teaneck, Tenafly, Toms River, Totowa, Trenton, Tuckerton, Union City, Union, Ventnor City, Vernon, Verona, Villas, Vineland, Waldwick, Wallington, Wanaque, Waretown, Washington, Watchung, Wayne, Wenonah, West Long Branch, West Milford, West New York, West Orange, Westfield, Westville, Westwood, Wharton, Whitehouse Station, Whitesboro, Wildwood, Williamstown, Wood Ridge, Woodbine, Woodbridge, Woodbury Heights, Woodbury, Woodcliff Lake, Woodstown, Wrightstown, Wyckoff, Hopatcong
Rated 5 out of 5 stars based on 146 customer reviews.
The JF Public Adjusters Claim Process
These are the regular steps that your claim will follow once you enlist JF Public Adjusters to manage your claim.
- 1
Free Claim Review and Consultation: Our initial contact usually starts with you reaching out for a free claim review and consultation. In this session, which may be in person or over the phone depending on your preference, we discuss the circumstances surrounding your claim, the damage to your property, and your policy. We may request photos and videos of the damage, as well as a copy of your policy, to review your coverage.
- 2Letter of Representation: When you decide to hire us, we prepare a Letter of Representation which you will need to sign. This outlines the terms and conditions of the service that we will provide to you, including our fee. You can reach more about public adjuster fees in our FAQs page.
- 3Claim Lodgement: We report the claim to your insurance provider, if you haven’t already. We also obtain the name/s and contact details of the adjuster/s assigned to your claim.
- 4Inspection: Your insurer will usually send out an adjuster to personally inspect the property. We attend the inspection on your behalf.
- 5Documentation: This may be the most important part of your claim. It is essential to document the damage and the value of the loss correctly. Your insurer may also request certain documents to review your claim.
These documents include:
- photos and videos of the damage
- repair estimate
- mitigation estimate, drying logs, and mold reports (we coordinate with your mitigation provider)
- damaged contents inventory
- lease agreement
- HOA by-laws
- plumbing bill
- heating bill
- documents related to temporary accommodation, if any
- records of the business’s income before and after the interruption, such as sales records, tac returns, and financial statements
- records of ongoing expenses that the business incurred during the interruption, such as rent, utilities, payroll, and other operating expenses
- records of any additional expenses that the business incurred as a result of the interruption, such as the cost of temporary equipment, relocation costs, or extra labor costs
and so on.
- 6Negotiation: We go into extensive discussions with the insurance company’s adjuster regarding the extent of the damage and the value of the loss. Our goal is to ensure that you are compensated fairly, allowing you to pay for repairs or replacements.
- 7
Settlement: In the final stage of the claim process, we prepare the Proof of Loss which outlines the details of the claim as well as the compensation agreed upon with the insurance company. You will need to sign and notarize this document.
This time frame for this process depends on various factors such as the complexity of your claim, the responsiveness of your insurance company’s representatives, the amount of the documentation required, etc.
GET IN TOUCH!
The Leading Property Damage Experts Are Here To Help
CONTACT NEW YORK’S HIGHEST RATED PUBLIC ADJUSTER IMMEDIATELY BY CALLING OUR OFFICE OR BY COMPLETING THE FORM.
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