We’re the Sink Hole Damage Insurance Claim Experts! Hire JF Public Adjusters today.

We’re the #1 Rated Public Adjuster in New York
Our goal is to maximize your insurance claim settlement
We serve both commercial and residential clients
Our clients love the seamless claims experience we offer
We manage your claim from lodgement to settlement
You benefit from our extensive network of plumbers, restoration companies, roofers, builders, brokers, property managers, and many other industry professionals
We have hundreds of happy clients in New York, New Jersey, Connecticut and Pennsylvania
We have recovered tens of millions in insurance claim settlements

Schedule a Free Claim Consultation

Call (917) 272-8793

Joel Follman

Licensed Public Adjuster

Protecting Your Interests is My Priority.

(917) 272-8793

Sink hole coverage is not typically included in a standard home insurance policy. Sinkhole coverage may be offered as an endorsement or a separate policy depending on the state and the insurance company.

In Florida, for example, insurance companies are required by law to offer sinkhole coverage as an endorsement to a homeowner’s insurance policy. However, the coverage may be limited and may not cover all types of sinkhole damage. In other states, sinkhole coverage may not be required or may only be offered as a separate policy.

It is important for homeowners to review their insurance policies and speak with their insurance agents to determine if sinkhole coverage is included or if it can be added as an endorsement or separate policy. Homeowners who live in areas prone to sinkholes may want to consider purchasing sinkhole coverage to protect themselves from potential damage and costly repairs.

ARE SINK HOLES COVERED BY STANDARD HOME INSURANCE POLICIES?

BIG ENOUGH TO HANDLE YOUR CLAIM, BUT SMALL ENOUGH TO CARE.

Book a Consultation

Call (917) 272-8793

JF Public Adjusters Are Here to Help You Deal with Sink Hole Damage to your Property. We will manage your claim so you get paid what’s due to you.

What states in the US are most susceptible to sink holes?

Sinkholes can occur in many parts of the United States, but they are more common in states with geology that is prone to erosion and collapse, such as limestone and karst terrain. Homeowners in these states may want to consider purchasing sinkhole coverage to protect their property from potential damage.

Florida: Florida is perhaps the most well-known state for sinkholes, with thousands of sinkholes reported each year. This is due to the state’s geology, which is characterized by limestone bedrock that is susceptible to erosion.
Texas: Texas has a high number of sinkholes, particularly in the eastern part of the state. The state’s geology is characterized by limestone and gypsum formations that are prone to dissolution and collapse.
Alabama: Alabama is another state that is prone to sinkholes, with many sinkholes reported in the central and northeastern parts of the state. The state’s geology is characterized by karst terrain, which is susceptible to sinkhole formation.
Pennsylvania: Pennsylvania has a high incidence of sinkholes, particularly in the eastern part of the state. This is due to the state’s geology, which is characterized by limestone and shale formations that are prone to collapse.
Missouri: Missouri has a significant number of sinkholes, particularly in the Ozarks region of the state. The state’s geology is characterized by karst terrain and porous rock formations that are prone to sinkhole formation.
Missouri: Missouri has a significant number of sinkholes, particularly in the Ozarks region of the state. The state’s geology is characterized by karst terrain and porous rock formations that are prone to sinkhole formation.

Rated 5 out of 5 stars based on 110 customer reviews.

Yisroel I.

JF adjusters is definitely the best service ever!!! We had a major pip burst in our house in Staten Island, we tried our self to deal with it but couldn't get anything that can cover our loss, we called JF adjusters and they took care of the claim from A to Z they took off our headache and put in the claim all the afford to make sure we will be stress free. we never believed we can get such of high results, we got few time more then what we tried ourselves. Thank You So Much!!!

Deutsch F.

"Hey guys, DON'T even waste your time trying anyone else! Joel is above and beyond. He delivered as promised. I had a tree fall on my house with a substantial amount of damage while trying to claim my insurance with a different adjuster before knowing about Joel. That adjuster had sent me an email a couple of days later stating that, after looking into the case, he wouldn't suggest filing a claim due to the 5% deductible on the policy. BUT Joel took over and delivered FULL COVERAGE!! AMAZING JOB!!"

Yumi F.

Short and sweet, can't ask for a better public adjuster then Joel and his amazing team!!

shimon p.

"I recently had the experience of working with Joel and his team at JF Public Adjusters on my insurance claim, and I couldn't be more impressed with the level of service I received! From start to finish, they were amazing to work with, going above and beyond to maximize my claim. Their expertise and advocacy resulted in a significantly higher settlement than I would have received on my own. What truly sets them apart, however, is their commitment to customer satisfaction. Joel and his team worked tirelessly to ensure I was 100% satisfied with the outcome. Their attention to detail, professionalism, and kindness made a stressful process so much easier. And the best part? The small fee they charge is well worth it - every penny and more! I highly recommend Joel and his team at JF Public Adjusters to anyone dealing with an insurance claim. They are truly in your corner, fighting for what you deserve. Thank you, Joel and team, for an exceptional experience!

Abraham

Joel, I cannot speak highly enough of your public adjuster company. From the moment I engaged your services, you exhibited an exceptional level of knowledge and expertise in handling my case from beginning to end. Your service was nothing short of fabulous, and your kindness and professionalism made the entire process much smoother. I highly recommend your company to anyone in need of assistance with insurance claims or property damage. Thank you for the outstanding support! Abraham & Sarah

Shaindy M.

We had a burst pipe that caused damage to several rooms in our home. We hired JF Public Adjusters to take care of the claim for us and they did not disappoint. Joel and his team were on top of the claim from start to end. They were meticulous and made sure to account for all claim-related damage. The insurance company tried to give us a hard time, not just by sending us a lowball offer but also refusing to negotiate or acknowledge the reasons why we deserved more. Fortunately, Joel assured us that we were in the right and that we would take it all the way to legal if we had to. We got exactly what Joel said he'd get us. We expected them to be good but they really knocked it out of the park.

Eric W.

We were fortunate to find Joel to help us with our homeowners insurance claim. He worked diligently over the course of a few months to ensure that we received a fair settlement that covered the entire cost of our repairs. I appreciate the guidance, honesty, and integrity that he provided as our advocate. Hiring Joel was the single best decision we made in a long time. If I have another claim in the future, Joel will be the only person I will call.

G F.

We had a fantastic experience with Joel. He is knowledgeable, experienced, and made the entire claim process easy. Highly recommend!

Danny W.

I highly recommend JF Public Adjusters ! They are knowledgeable, professional and best in the business !

Anthony

Joel and his team did a phenomenal job. Recovered much more than I thought I would from the insurance company with no stress. Joel did it all from start to finish. Don’t try and deal with the insurance company on your own as you will be outclassed very quickly. Hire a professional to get it done right.

dina o.

JF Public Adjusters did a great job getting our claim when our home got water damaged. He was very efficient and got everything done in a timely manner. His office kept us updated and were always very helpful. He knew to tell us how much money to expect and what it will entail. He was soo right and knows his work. will highly recommend to all who are looking for a stress free adjuster. Thank you Joel and team for a great job done.

Yehuda K.

If I could leave a 10 star review I would! Joel is a true expert in navigating the insurance claim process. From the moment we discovered the damage in our basement all the way through the end, Joel was there to guide us and answer our questions. The amount we received was way more than if we would have tried submitting the claim ourselves. I would absolutely recommend JF Public Adjusters!

John R.

We have been dealing with JOEL for about the last 7 months. I have to say he has been UNBELIEVABLE, everything he said to do, we listened & Everything he said would happen did! HE TOLD ME WHAT TO EXPECT with the $$ outcome and HE WAS DAMN NEAR TO THE DOLLAR. My wife & I are so very fortunate to have worked with JOEL and his team at JF PUBLIC ADJUSTERS , we will be telling family & friends to use them from now on if/when it's time to tackle the Big Insurance companies WHO DO NOT WANT TO GIVE YOU YOUR RIGHTFUL PAYOUT!!! THANK YOU JOEL , now we can rebuild and not have to worry about anything!! Sincerely, John & Jenny

Yoel S.

Was a pleasure working with you!!! Wow true professionalism at the best

David G.

Exceptional Service and Results! I recently had the pleasure of working with JF Public Adjusters and I cannot speak highly enough about their professionalism, expertise, and dedication to their clients. From the moment I contacted them, I knew I was in good hands. Their team went above and beyond to ensure that my insurance claim was handled efficiently and effectively. They navigated the complex process with ease, advocating tirelessly on my behalf to ensure that I received the maximum compensation for my damages. Not only did they provide exceptional service, but they also achieved outstanding results. Thanks to their expertise and attention to detail, I received a settlement far beyond what I initially expected. I highly recommend JF Public Adjusters to anyone in need of assistance with their insurance claims. They are truly the best in the business and I am incredibly grateful for all of their hard work.

Shlomie S.

Hiring JF adjuster for my insurance claim, was one of the wises desicions I ever made! When I discovered a sewer backup in my new basement at my home in Spring Valley, NY this past September, I was lost and froze! My beautiful new basement that was furnished with new furniture, a new kitchen, and appliances, is now flooded with 6 inches of sewer and rain water. The Sukkos holiday is just a few hours away, and what are we doing now? The entire basement is full of dirty water, with the smell traveling through the entire house. I quickly reached out to my insurance broker and he gave me Joel's private cell number. From the very first second that I spoke to Joel, the situation has turned around from disastrous to salvation! Joel assured me that all will be taken care asap! Although, Joel is located some 40 miles away from my home, he got a restoration company come over within a short time for no charge; vacuumed out all the water, turned on fans to dry the floors and walls, and the smell was gone! We got the insurance claims adjuster come over with Joel within a week, and within a short period of time, we had a check in our hands with full reimbursement on our loss! Joel was patients and available to assist any hour of the day or night. His constant positive reassurance that we'll get the claim approved, was the best and most helpful relief throughout this journey!

Diane p.

Joel was very professional, reliable and helpful with the water damage we had in our home. We highly recommended him.

Yaakov G.

My hot water tank went in middle of the night and by the time I noticed it in the morning, the first floor was just about totally covered in water. Joel was thorough and got me the best possible adjustment for my loss. Highly Recommended. Located in Staten Island, NY

Avi B.

Joel was very professional and got me back more money to cover the claim than any other adjuster. Thank you Joel

S F.

I was very impressed by their professionalism and expertise. They where very knowledgeable and explained everything clearly, they negotiated a fair settlement with the insurance company. and helped with all the paperwork and documentation for me. I definitely recommend them to anyone who needs a public adjuster. Highly recommended

Fred J.

We hired JF Public Adjusters for damage to our roof from a storm. Joel was straight forward and didn't cut any corners. He made the process look easy and greatly reduced the stress level. He was professional and made us feel comfortable.

Arkady S.

Highly skilled and professional. Joel explained to me what to anticipate, didn't feed me with false hopes and did a tremendous job to retrieve best possible compensation from my insurance company. Highly recommended!

Harry D.

Joel from JF Public Adjusters was outstanding in handling our commercial claim in Ohio. His prompt responsiveness and willingness to go above and beyond ensured our damage claim was paid in full. His dedication and professionalism make him an excellent choice for anyone in need of assistance with insurance claims. Highly recommended!

Priyendu S.

We had some damage on the roof and availed the service of JF Public Adjusters. Most of the process was completed electronically and hence was very convenient. The overall experience was fairly smooth and hassle free. I would recommend the business and Joel in particular .

Joe C.

When had to file a claim with our insurance company earlier this year, we were thankful to have Joel and his team on our side. We decided to contact JF Public Adjusters since the insurance company was giving us a really difficult time. When we met Joel we could tell he cared about his clients. He explained the process each step of the way and answered any questions we had. He is knowledgeable, detailed oriented, and worked well with the insurance company. He is driven and will pursue your case to the end to maximize your claim. The claim took awhile to close, due to insurance delays, but I know we wouldn’t be where we are today without Joel’s assistance.

aviva f.

Joel was super helpful throughout the process. He came down promptly to do an assessment and then took care of all the legwork with the claim. He communicated with us throughout the process and was a pleasure to work with. We were thrilled with his work and the results.

Frank C.

My wife and I hired J F public adjusters after we were declined for coverage through our insurance company.Joel came to our home, assessed the damaged, looked at the policy and was willing to take on the task even though it was difficult.eventually were able to have the insurance company cover the claim. I would recommend this company to any of my friends, family or business associates. They were prompt efficient and did exactly what they said They would do. I would highly recommend them.

Leandro G.

My experience with JF Public adjusters was excellent. Joel is a very honest and knowledge person. He delivered everything that was promised and helped me negotiate with insurance company to recover all my losses. I would recommend JF Public adjusters to anyone that needs a real negotiator regarding insurance claims / losses.

Kevin M.

Hire JF Public Adjusters if you have a home insurance claim. A large tree fell on our home causing significant damage. We had never used a public adjuster before and so to google it was - thankfully we found Joel and JF Public Adjusters. Joel was transparent, brought on some great people, and did not stop working for our claim from the moment we hired him until everything was done and resolved. Really thorough and knowledgeable, we felt safe having him in our corner. He was so good every time we tell the story of the tree we tell people to hire him, no question. Yes, they're that good. JF Public Adjusters should be you, your family, and your neighbors' go to for home insurance claims.

Kiki

After speaking to a number of public adjusters, I had the best experience with Joel. He was more knowledgeable, honest, realistic, responsive and efficient. I find that it’s always best to deal directly with the owner of the company. I got great advice and personalized service, so I can highly recommend him!

Arthur Y.

I would highly recommend Joel and his company. He did an amazing job assessing the damages and formulating an honest and realistic expectation. He walked me through the process and was able to deliver results quicker than anticipated.

Avi G.

Joel is absolutely an amazing adjuster! He ovver delivered on everything. Great communication. He explained every single step of the process and made me feel extremely comfortable. I would highly recommend.

andrew t.

Joel is a Man of integrity! It’s not very often that you find someone who is willing to fight for your claim in such a professional and detail oriented way. He was upfront with expectations right from the beginning of the claim. The amount of work required to gather all the information necessary so that you can be represented correctly, can not be measured.

Sharon C.

I recommend JFP Public Adjusters. Joel came through with everything that he promised. When he viewed the damages he was able to point out further damages that I would have not been aware of. He was able to pin point damages that were not readily visible That being said, he went back and forth with the insurance company until all damages were satisfied accordingly. If needed, I would use Joel again. It was surely a process but worth the wait.

Thomas D.

Very knowledgeable and professional. And we recommend on any loss to hire JF Public Adjusters

Jacob G.

Was a pleasure dealing with you guys.Great service very professional high-end. I had a leak in my house in Middletown New York they came the inspected they help them guided me with everything thank you

Timothy D.

This company was upfront and transparent. Joel told us exactly what to expect and he was right on the money. Our claim took quite some time to settle, due to the insurance company, but Joel and his team fought for us. He was very accommodating and kept us up to date whenever there was new information. Joel is a true professional and we recommend him highly!!

Tara M.

Very professional and made the entire process seamless. We would have never been able to accomplish this on our own. Always working hard on our behalf. Highly recommend!

S C.

Joel is the ultimate professional in this space, his knowledge is superior and he really cares about people. I had a claim denied related to water damage. He carefully guided me on steps to take and went out of his way to make sure he could do everything in his ability to help get the denial overturned - and guess what, it did. Amazing.

guido b.

I recently experienced a stressful situation with a pipe leak in my kitchen, but thanks to the prompt response and professional assistance from Joel and his exceptional team, particularly Ariel, the mitigation and restoration process was handled seamlessly. I cannot emphasize enough how valuable their services were in helping me maximize my insurance claim. From the moment I contacted Joel, his team showed up promptly at my residence in Stony Point, NY. Ariel, with his expertise and knowledge in mitigation and restoration, confidently took charge of the situation. he quickly assessed the damage caused by the leak and formulated a comprehensive plan to address it efficiently. Throughout the entire process, Joel and the team displayed a high level of professionalism and dedication. They meticulously ensured that every step of the mitigation and restoration process was executed with precision, leaving no room for error. They utilized advanced techniques and equipment, guaranteeing the most effective and thorough restoration possible. What truly set Joel and his team apart was their commitment to helping me maximize my insurance claim. They understood the importance of advocating for me and worked diligently with my insurance provider to ensure that all necessary repairs and replacements were covered. Their efforts went above and beyond, ultimately saving me a significant amount of time, money, and stress.

Henry S.

I had a pipe burst and the insurance company didn't want to give as much as it cost. Joel did not back down and he fought for me until they paid what they needed. Fantastic service!!

Mike P.

We had a leak at house in Wyckoff, Nj. Our whole basement was flooded. Joel was there hrs after I called him to inspect the damage. Joel was extremely professional adjuster who got us the correct $ we needed to fix our basement. He was with us the whole time and couldn’t been more pleased with the service!

Mike P.

We had a lot of water damage in our basement in Wyckoff, NJ. Joel was extremely knowledgeable and helpful throughout the whole process. He helped us get back the money needed to restore the damage. We couldn’t have been more pleased with his service!

Michelle T.

We cannot recommend Joel and his team enough!!!…they took the stress out of dealing with the insurance company and took care of everything!!!…they made a very difficult situation a breeze…Joel was always available to answer all our questions and extremely prompt with responses!!!…we will be recommending them to anyone who ever finds themselves in need of an adjuster!!!…thank you again for all your help

Sema P.

When water started leaking from our upstairs apartment to the apartment below, my favorite son in law told me to call Joel, luckily i listened and Joel got a quick and great resolution.

Truong P.

Absolute life saver. I was having many issues with my insurance company after my condo was flooded by an upstairs neighbor. Joel came in and got me over 6x the amount that insurance tried to pay me for repairs. Thanks to Joel, I can now finally begin reconstruction on my home.

Natalee K.

Joel will fight for you and get you the best possible coverage! Well worth the fee.

Kelly K.

Joel and his team were awesome. We had a pipe burst and he responded quickly to help guide us through the insurance process. He alleviated all the stress of needing to communicate with the insurance company ourselves and was great with keeping us in the loop. Highly recommend and would absolutely call again if God forbid we had another claim.

Gerrie H.

My family had a major fire a little over 2 months ago, we had renters insurance however we never had the need to file a claim until said fire, and to say we were lost as to how to proceed was and understatement, a friend suggested using a public adjuster. I started my research and came across JF Public Adjusters. I read the reviews and decided to reach out, it was the best move I’d ever made, from day one Joel was very professional and attentive, he literally took the burden off me of having to navigate an unfamiliar territory, he communicated with me at every step about what’s next or what to expect. This past week we received a check in the mail for the maximum coverage of our insurance, we are still stunned because we weren’t expecting the max amount. We will forever be grateful to Joel and his team. We highly recommend reaching out to JF Public Adjusters should you ever have the need for a public adjuster’s services, I promise you won’t be disappointed. Truly grateful Gerrilyn Woodley

They S.

If you want your claim taken care of by someone who know how to deal with insurance companies JF Public Adjusters is exactly who you call. Insurance companies do there best to not pay there fair share Joel makes sure you get what you deserve. I highly recommend them you will not regret it.

SINK HOLE CLAIMS CAN BE A COMPLEX PROCESS. IT MAY BE IN YOUR BEST INTEREST TO USE A PUBLIC ADJUSTER.

Sinkhole insurance claims can be complex and challenging due to a variety of factors. Some of the challenges involved in sinkhole insurance claims include:

Determining the cause: Sinkholes can be caused by a variety of factors, including natural processes such as erosion and weathering, as well as human activities such as mining and construction. Determining the cause of the sinkhole can be difficult and may require specialized expertise, such as geological surveys and soil testing.
Evaluating the damage: Sinkholes can cause significant damage to a property, including damage to the foundation, walls, and other structural components. Evaluating the extent of the damage can be challenging and may require specialized assessments, such as structural evaluations, plumbing and electrical inspections, and soil testing.
Insurance coverage: Sinkhole insurance coverage can vary depending on the policy and the state where the property is located. Some policies may provide limited coverage or exclude certain types of damage. Additionally, insurance companies may dispute the cause or extent of the damage, which can lead to delays or denials of the claim.
Legal issues: Sinkhole insurance claims can involve legal issues, such as disputes with insurers over coverage or disputes with contractors over the cost of repairs. Policyholders may need to hire attorneys who have experience handling sinkhole insurance claims to navigate these legal issues.
Mitigation measures: Sinkhole insurance claims may require implementing measures to prevent future sinkhole damage, such as installing drainage systems or reinforcing the foundation of the property. These measures can add to the complexity and cost of the claim.

Overall, sinkhole insurance claims can be challenging due to the complexity of determining the cause and extent of the damage, insurance coverage issues, legal issues, and the need for mitigation measures. It is important for policyholders to work closely with their insurance companies and other professionals to ensure that they receive fair and timely compensation for their sinkhole damage.

Your chances of losing the case are incredibly high if you’re managing the negotiations yourself. Most policyholders don’t have the skills to obtain the right settlement from their insurer.

Hiring a public adjuster is your best bet to receiving a fair settlement from your insurer. Even better, when you hire a public adjuster you do not pay upfront fees. At JF Public Adjusters, we only charge a small percentage of any amount we recover.

It’s a win-win situation for you because you don’t need to deal with the insurance company. And because our compensation is proportionate to your settlement, it is in our interest to also get you the highest possible settlement.

Get in touch with JF Public Adjusters today, and let experts handle your sink hole damage claim.

What Separates JF Public Adjusters From Other Public Adjusters

Not all Public Adjusters offer the insured the same level of service and quality. Here are a few ways we separate ourselves from other Public Adjusters:

Locally Owned and Operated
Complimentary On-Site Survery and Policy Review
Emergency Response Services
100% Free Policyholder Advice
Highest Claim Settlements
Licensed in Multiple East Coast States
We’re Property Damage Specialists
Recognized as the Disaster Relief Experts
Expert Client Support and Assistance with Dedicated Claim Contact Person
Claim Portal Access
Honest and Upfront Pricing
Hundreds of Happy Clients in New York, New Jersey, Connecticut and Pennsylvania

Level the Playing Field

Partner With The Property Damage and Insurance Claim Experts

We Manage Your Claim From Start to Finish
You Benefit From Our Years of Industry Experience
We Handle All The Details and Negotiations
We Deal With The Insurance Companies
We Get You The Full Settlement That You’re Owed
We Get Paid A Portion Of Whatever We Recover

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The Leading Property Damage Experts Are Here To Help

CONTACT NEW YORK’S HIGHEST RATED PUBLIC ADJUSTER IMMEDIATELY BY CALLING OUR OFFICE OR BY COMPLETING THE FORM.

We take full responsibility for your claim from start to finish.
We have years of industry experience.
Your can trust us with all details and negotiations.
We respond to your/your insurace company’s requests in a timely manner.
We ensure that you receive the maximum settlement you’re eligible for.
We only charge a small portion of whatever we recover for you.

We’re the Sink Hole Damage Insurance Claim Experts! Hire JF Public Adjusters today.

Protecting Your Interests is My Priority.

(917) 272-8793

ARE SINK HOLES COVERED BY STANDARD HOME INSURANCE POLICIES?

BIG ENOUGH TO HANDLE YOUR CLAIM, BUT SMALL ENOUGH TO CARE.

JF Public Adjusters Are Here to Help You Deal with Sink Hole Damage to your Property. We will manage your claim so you get paid what’s due to you.

Rated 5 out of 5 stars based on 110 customer reviews.

SINK HOLE CLAIMS CAN BE A COMPLEX PROCESS. IT MAY BE IN YOUR BEST INTEREST TO USE A PUBLIC ADJUSTER.

What Separates JF Public Adjusters From Other Public Adjusters

Level the Playing Field

Partner With The Property Damage and Insurance Claim Experts

GET IN TOUCH!

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(917) 272-8793

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JF Public Adjusters will get you the Insurance Claim Settlement you are entitled to.

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