In New Jersey property damage claims, the burden of proof is on you as the policyholder to quantify and justify your loss.

If you recently experienced property damage in New Jersey in a hurricane, flood, fire, burst pipe, frozen pipe, or other peril, the management of your insurance claim is crucial to the amount of your settlement and how quickly you receive it. How your claim is handled will determine whether you can return your property to its pre-loss condition or you suffer significant financial loss.

Remember that insurance companies operate for profit, and that one of the ways to maximize profits is by minimizing insurance claim payouts. The insurance carrier takes care of its own financial interests. So should you. You cannot blindly rely on your insurer to pay you what you are entitled to.

You need an insurance claims expert who speaks the language of insurance companies and undertands the intricacies of the claim process. You need someone on your side who specializes in interpreting policy terms and conditions, quantifying a loss and negotiating a settlement.

JF Public Adjusters is a licensed public insurance adjuster in New Jersey with solid experience in insurance policy interpretation and claim negotiation, and is familiar with building and construction codes. JF Public Adjusters utilize this expertise to negotiate the most favorable settlement for clients.

When you take out an insurance policy, you expect that should an unforeseen event strikes that causes damage to your property, your insurance company will step in and take care of you.

So why, then, do you need a public adjuster?

It’s important to remember that insurance companies are for-profit companies. One of the ways it can optimize profits is by minimizing the cost of claims. Therefore when you need to lodge a claim, you cannot rely on your insurance company to give you everything that you are entitled to under the policy. Your insurance company considers its own interests and will look to settle your claim for the lowest amount possible.

To protect your interests, you need someone on your side who knows the claim process inside and out. You need a professional to review your policy to find out what you can claim and prepare all the necessary documentation to ensure you receive the highest compensation you deserve based on the terms and conditions of your policy. You need an insurance claim expert to properly substantiate your loss and fight for the compensation you are entitled to.

Don’t let your insurance provider pay you less. Get the maximum settlement by working with the leading New Jersey public adjuster. Hire JF Public Adjusters to manage your property damage insurance claim.