Client Story Fallen Tree Damage in Toms River, New Jersey

JF Public Adjusters New Jersey assist Toms River, NJ client with fallen tree damage

Damaging winds caused tree limbs to damage the roof on our client’s Toms River home, creating gaps and holes throughout the roof. Rainwater entered through the gaps and holes and damaged the inside of the home (living room and master bedroom) including some of the insured’s personal belongings.

Having previously had a water damage claim where the insurer paid them a lot less than what they needed for repairs, the client elected to hire a public adjuster to help this time around.

JF Public Adjusters in New Jersey filed the insurance claim and took care of the claim from Day 1. The claim settled for $165,000, a much higher sum than the insurer’s initial offer of $78,000.

Not all damages to the roof are covered by insurance. For instance, a leak caused by the roof’s age alone will not be covered by your insurance policy, as with any maintenance or wear and tear scenarios.

Generally, the damage should be caused by a severe weather event such as heavy thunderstorms, a tornado, a snowstorm, and the like, for it to be covered.

If your roof sustains fallen tree damage following a severe weather event, call a public adjuster immediately. If you are in Toms River and nearby areas, contact JF Public Adjusters in New Jersey. Help is available 24/7.

JF Public Adjusters in NJ will manage your claim from claim lodgement to settlement. In the event of a roof damage, it’s important to arrange emergency mitigation services as soon as possible to minimize further damage to the home and comply with your policy obligations. JF Public Adjusters works with several reliable emergency contractors who can be at your home at a moment’s notice.

If your residential or commercial property sustains fallen tree damage, water damage, fire damage, or damage from any other insured event, contact JF Public Adjusters.

Unsure if you’re covered or if we would be a great fit? Contact us anyway. JF Public Adjusters New Jersey offer an obligation-free claim review and assessment. Feel free to text or call (732) 709-9711.