Client Story: Roof Damage in Paterson, New Jersey

Severe weather conditions caused damage to the roof of our client from Paterson, NJ. The client contacted emergency mitigation services immediately to install a tarpaulin over the entire roof and prevent further damage and comply with their policy obligation. The EMS contractor referred us to the insured.

JF Public Adjusters New Jersey attended the insured’s property to review their insurance policy, discuss their coverage, and inspect the damage. After answering the client’s questions, explaining how we work and our fees, the client officially hired us by signing a Letter of Representation. We then promptly reported a claim and arranged an inspection with the insurer’s adjuster.

The insurer’s offer was $16,000. The JFPA NJ team negotiated the settlement to $51,000.

Not all damages to the roof are covered by insurance. Any damage caused by wear and tear or a lack of maintenance is not covered. However, roof shingles being blown away by extreme weather conditions such as a tornado or a hurricane would generally be covered under a standard home insurance policy.

If your property sustains roof damage due to a severe weather condition, you must act fast. First, secure your property and take the necessay measures to ensure that you prevent any further damage to the property. In the event of roof damage, say a portion of the roof collapsed or was blown away, call for emergency mitigation services straight away. Otherwise, contact a reliable public adjuster who will arrange that for you.

If you are in Paterson, NJ and nearby areas, contact JF Public Adjusters in New Jersey. Help is available 24/7.

Experiencing a loss is stressful enough. Managing a claim makes it even worse. It can be quite a battlefield where an inexperiened policyholder is at a massive disadvantage over the insurer.

Thankfully, public adjusters level that playing field. By having a public adjuster on your side, you are tapping into yars of experience, putting you on equal footing with your insurance provider.

JF Public Adjusters in NJ will manage your claim from end to end, i.e., from claim lodgement to settlement. We utilize our knowledge, experience, and expertise to manage our clients’ claims efficiently and effectively, achieving the best outcomes in a reasonable amount of time.