Client Success Story: Wind Damage Claim – Jackson, New Jersey

At JF Public Adjusters, we pride ourselves on fighting for the rights of our clients to ensure they receive the insurance settlement they deserve. Recently, we helped a homeowner in Jackson, New Jersey who had filed a wind damage claim with their insurance company. What initially seemed like a straightforward claim for roof damage turned into a complex negotiation—but in the end, we were able to secure a significantly better outcome for our client.

The homeowner had experienced wind damage that removed several shingles from their roof. As expected, the homeowner promptly filed a claim with their insurance provider. The insurance company accepted the claim but offered only $1,300 to cover the removal and replacement of a few damaged shingles. While this may have seemed like a reasonable offer at first glance, it didn’t account for the overall integrity of the roof or the long-term impact of mismatched shingles.

Recognizing that the initial settlement offer was inadequate, JF Public Adjusters stepped in to thoroughly investigate the situation. We sent samples of our client’s shingles for analysis and discovered that the specific shingles on the home were no longer in production. The manufacturer’s guidelines explicitly stated that these shingles should not be mixed with any newer products. This revelation meant that merely replacing a few shingles would result in an inconsistent and structurally unsound roof.

Armed with this evidence, we initiated discussions with the insurance company’s adjusters. Our goal was to demonstrate that, based on the analysis, the homeowner was entitled to a full roof replacement, not just a quick patch job. We argued that replacing only a few shingles would compromise the home’s appearance, safety, and overall value.

After a thorough negotiation and persistent advocacy on behalf of our client, JF Public Adjusters successfully secured a new settlement offer: the insurance company agreed to cover the cost of a full roof replacement. This increased the original settlement from $1,300 to $28,000—an outcome that fully met our client’s needs and expectations.

This case is just one of many where we’ve been able to step in, challenge lowball offers, and secure the full amount that our clients are entitled to. It also underscores the importance of having an experienced public adjuster on your side, someone who knows how to navigate the complexities of insurance claims, including the often-overlooked details that can make or break a settlement.

At JF Public Adjusters, we make it our mission to represent homeowners and business owners who are up against tough insurance companies. We know how frustrating it can be when you’re offered a settlement that doesn’t even come close to covering the damage to your property. That’s why we take the time to fully investigate every claim, using expert analysis and documentation to support our arguments for higher settlements.

Whether you’re dealing with wind, water, fire, or any other type of damage to your home, you can count on us to advocate for your best interests. We don’t settle for less than what you’re entitled to under your policy, and we won’t stop fighting until we’ve achieved the best possible result for you.

If your home has suffered damage and you’re facing an unsatisfactory settlement offer, don’t hesitate to contact JF Public Adjusters. We’re here to provide you with a free claim review and consultation. Visit our website at jfpublicadjusters.com or call us directly at (917) 272-8793. Let us handle your claim, so you can focus on getting your life back to normal.