We’re the Water Damage Insurance Claim Specialists in Pennsylvania

We’re the #1 Rated Public Adjuster in New York
Our goal is to maximize your insurance claim settlement
We serve both commercial and residential clients
Our clients love the seamless claims experience we offer
We manage your claim from lodgement to settlement
You benefit from our extensive network of plumbers, restoration companies, roofers, builders, brokers, property managers, and many other industry professionals
We have hundreds of happy clients in New York, New Jersey, Connecticut and Pennsylvania
We have recovered tens of millions in insurance claim settlements

Schedule a Free Claim Consultation

Call (917) 272-8793

Joel Follman

Licensed Public Adjuster

Protecting Your Interests is My Priority.

(917) 272-8793

LOOKING FOR AN EXPERT PUBLIC ADJUSTER?

Here are the areas in Pennsylvania we provide insurance claim assistance and service to.

Whether you’re an individual, business owner, or if you represent a corporation, the JF Public Adjusters team has you covered. Looking for more information? Explore our website or phone us for immediate assistance.

Lehigh County

Alburtis
Allentown
Breinigsville
Catasauqua
Center Valley
Coopersburg
Coplay
East Texas
Emmaus
Fogelsville
Germansville
Laurys Station
Limeport
Macungie
Neffs
New Tripoli
Old Zionsville
Orefield
Schnecksville
Slatedale
Slatington
Trexlertown
Whitehall
Zionsville

Chester County

Atglen
Avondale
Berwyn
Birchrunville
Brandamore
Chatham
Chester Springs
Coatesville
Cochranville
Devault
Devon
Downingtown
Elverson
Exton
Glenmoore
Honey Brook
Immaculata
Kemblesville
Kennett Square
Kimberton
Landenberg
Lewisville
Lincoln University
Lionville
Lyndell
Malvern
Modena
New London
Nottingham
Oxford
Paoli
Parker Ford
Parkesburg
Phoenixville
Pomeroy
Pottstown
Sadsburyville
Saint Peters
Spring City
Thorndale
Toughkenamon
Unionville
Uwchland
Valley Forge
West Chester
West Grove
Westtown

Northampton County

Bangor
Bath
Bethlehem
Cherryville
Danielsville
Easton
Hellertown
Martins Creek
Mount Bethel
Nazareth
Northampton
Pen Argyl
Portland
Stockertown
Tatamy
Treichlers
Walnutport
Wind Gap

Delaware County

Aston
Brookhaven
Broomall
Bryn Mawr
Chadds Ford
Chester
Chester Heights
Cheyney
Clifton Heights
Concordville
Crum Lynne
Darby
Drexel Hill
Edgemont
Essington
Folcroft
Folsom
Garnet Valley
Glen Mills
Glen Riddle Lima
Glenolden
Havertown
Holmes
Lansdowne
Lenni
Marcus Hook
Media
Morton
Newtown Square
Norwood
Philadelphia
Prospect Park
Ridley Park
Sharon Hill
Springfield
Swarthmore
Thornton
Upper Darby
Villanova
Wallingford
Wayne
Woodlyn

Philadelphia County

Philadelphia

Montgomery County

Abington
Ambler
Ardmore
Audubon
Bala Cynwyd
Blue Bell
Bridgeport
Bryn Athyn
Cedars
Cheltenham
Collegeville
Colmar
Conshohocken
Creamery
Dresher
Eagleville
East Greenville
Elkins Park
Fairview Village
Flourtown
Fort Washington
Franconia
Frederick
Gilbertsville
Gladwyne
Glenside
Green Lane
Gwynedd
Gwynedd Valley
Harleysville
Hatboro
Hatfield
Haverford
Horsham
Huntingdon Valley
Jenkintown
King of Prussia
Kulpsville
Lafayette Hill
Lansdale
Lederach
Mainland
Merion Station
Mont Clare
Montgomeryville
Narberth
Norristown
North Wales
Oaks
Oreland
Palm
Pennsburg
Perkiomenville
Plymouth Meeting
Pottstown
Red Hill
Royersford
Salford
Salfordville
Sassamansville
Schwenksville
Skippack
Souderton
Spring House
Spring Mount
Sumneytown
Telford
Tylersport
West Point
Willow Grove
Worcester
Woxall
Wyncote
Wynnewood
Zieglerville

Bucks County

Bedminster
Bensalem
Blooming Glen
Bristol
Buckingham
Carversville
Chalfont
Croydon
Danboro
Doylestown
Dublin
Durham
Erwinna
Fairless Hills
Feasterville Trevose
Ferndale
Forest Grove
Fountainville
Furlong
Hilltown
Holicong
Jamison
Kintnersville
Lahaska
Langhorne
Levittown
Line Lexington
Lumberville
Mechanicsville
Milford Square
Morrisville
New Hope
Newtown
Ottsville
Penns Park
Perkasie
Pineville
Pipersville
Plumsteadville
Point Pleasant
Quakertown
Revere
Richboro
Richlandtown
Riegelsville
Rushland
Sellersville
Silverdale
Solebury
Southampton
Spinnerstown
Springtown
Trumbauersville
Upper Black Eddy
Warminster
Warrington
Washington Crossing
Wycombe
Zionhill

Rated 5 out of 5 stars based on 114 customer reviews.

<img width="135" height="135" decoding="async" loading="lazy" src="https://jfpublicadjusters.com/wp-content/uploads/wprevslider/avatars/1732665600_115.jpg" alt="wolf p. Avatar" class="wpproslider_t6_IMG_2 wprevpro_avatarimg" />
wolf p.
				Very satisfied, Joe made sure we are getting the fair payment for our damaged house, Smooth process, Would recommend for everyone!
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Tigran K.
				Joel is so helpful. we are new homeowners and never had any problems before. We had a leak from upstairs and we did not even know where to start from. i am so happy i called JF .Joel came to our house right away and took care of our problems. he brought water damage specialist with him, called his plumber who came in 10 minutes and waited until problem was resolved and leak stopped. He took his time and it was already 9pm. Joel did not rush out even though our case was small compare to the other cases he is dealing with. Joel gave us many advises and we really appreciate it. he is very professional, he knows what he is doing and what he is talking about. he did not even take any money for his late night visit. if anybody needs professional help i would not hesitate and call JF public adjusters. thank you Joel.
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YANKYYAB
				Unfortunately, my house burned down we were highly recommended to reach out to JS public adjusters. They came in very professional, and they actually ware able to get us a lot more money than we originally thought from other adjusters, and the professionalism and the service was beyond expectation we were extremely satisfied, the whole process took less than two months and we will highly recommend them. Yanky yablonsky
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<img width="135" height="135" decoding="async" loading="lazy" src="https://jfpublicadjusters.com/wp-content/uploads/wprevslider/avatars/1730937600_118.jpg" alt="Camp R. Avatar" class="wpproslider_t6_IMG_2 wprevpro_avatarimg" />
Camp R.
				"I recently experienced a significant loss due to water damage in my basement, and JF Adjusters provided outstanding service throughout the process. From the moment my adjuster arrived with a restoration team, he took swift action to mitigate further damage and promptly processed my claim. His professionalism and the efficiency of his team were impressive—every detail was expertly managed, and I felt supported every step of the way. Several months earlier, I had also filed a claim related to an incident, which had been unresolved for nearly three years. Although I had only received a partial payment of $245 on a much larger claim, I mentioned this to my adjuster. He committed to investigating the matter further. To my delight, I recently received two substantial checks for both claims, delivered directly to me. I highly recommend JF Adjusters to anyone seeking dedicated and thorough support. Their commitment to client satisfaction and attention to detail provide a truly royal treatment!"
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Yisroel I.
				JF adjusters is definitely the best service ever!!! We had a major pip burst in our house in Staten Island, we tried our self to deal with it but couldn't get anything that can cover our loss, we called JF adjusters and they took care of the claim from A to Z they took off our headache and put in the claim all the afford to make sure we will be stress free. we never believed we can get such of high results, we got few time more then what we tried ourselves. Thank You So Much!!!
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<img width="135" height="135" decoding="async" loading="lazy" src="https://jfpublicadjusters.com/wp-content/uploads/wprevslider/avatars/1730246400_112.jpg" alt="Deutsch F. Avatar" class="wpproslider_t6_IMG_2 wprevpro_avatarimg" />
Deutsch F.
				"Hey guys, DON'T even waste your time trying anyone else! Joel is above and beyond. He delivered as promised. I had a tree fall on my house with a substantial amount of damage while trying to claim my insurance with a different adjuster before knowing about Joel. That adjuster had sent me an email a couple of days later stating that, after looking into the case, he wouldn't suggest filing a claim due to the 5% deductible on the policy. BUT Joel took over and delivered FULL COVERAGE!! AMAZING JOB!!"
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<img width="135" height="135" decoding="async" loading="lazy" src="https://jfpublicadjusters.com/wp-content/uploads/wprevslider/avatars/1727740800_113.jpg" alt="Yumi F. Avatar" class="wpproslider_t6_IMG_2 wprevpro_avatarimg" />
Yumi F.
				Short and sweet, can't ask for a better public adjuster then Joel and his amazing team!!
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<img width="135" height="135" decoding="async" loading="lazy" src="https://jfpublicadjusters.com/wp-content/uploads/wprevslider/avatars/1725148800_114.jpg" alt="shimon p. Avatar" class="wpproslider_t6_IMG_2 wprevpro_avatarimg" />
shimon p.
				"I recently had the experience of working with Joel and his team at JF Public Adjusters on my insurance claim, and I couldn't be more impressed with the level of service I received! From start to finish, they were amazing to work with, going above and beyond to maximize my claim. Their expertise and advocacy resulted in a significantly higher settlement than I would have received on my own. What truly sets them apart, however, is their commitment to customer satisfaction. Joel and his team worked tirelessly to ensure I was 100% satisfied with the outcome. Their attention to detail, professionalism, and kindness made a stressful process so much easier. And the best part? The small fee they charge is well worth it - every penny and more! I highly recommend Joel and his team at JF Public Adjusters to anyone dealing with an insurance claim. They are truly in your corner, fighting for what you deserve. Thank you, Joel and team, for an exceptional experience!
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<img width="135" height="135" decoding="async" loading="lazy" src="https://jfpublicadjusters.com/wp-content/uploads/wprevslider/avatars/1720137600_109.png" alt="Abraham Avatar" class="wpproslider_t6_IMG_2 wprevpro_avatarimg" />
Abraham
				Joel, I cannot speak highly enough of your public adjuster company. From the moment I engaged your services, you exhibited an exceptional level of knowledge and expertise in handling my case from beginning to end. Your service was nothing short of fabulous, and your kindness and professionalism made the entire process much smoother. I highly recommend your company to anyone in need of assistance with insurance claims or property damage. Thank you for the outstanding support! Abraham & Sarah
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<img width="135" height="135" decoding="async" loading="lazy" src="https://jfpublicadjusters.com/wp-content/uploads/wprevslider/avatars/1720137600_110.png" alt="Shaindy M. Avatar" class="wpproslider_t6_IMG_2 wprevpro_avatarimg" />
Shaindy M.
				We had a burst pipe that caused damage to several rooms in our home. We hired JF Public Adjusters to take care of the claim for us and they did not disappoint. Joel and his team were on top of the claim from start to end. They were meticulous and made sure to account for all claim-related damage. The insurance company tried to give us a hard time, not just by sending us a lowball offer but also refusing to negotiate or acknowledge the reasons why we deserved more. Fortunately, Joel assured us that we were in the right and that we would take it all the way to legal if we had to. We got exactly what Joel said he'd get us. We expected them to be good but they really knocked it out of the park.
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Eric W.
				We were fortunate to find Joel to help us with our homeowners insurance claim. He worked diligently over the course of a few months to ensure that we received a fair settlement that covered the entire cost of our repairs. I appreciate the guidance, honesty, and integrity that he provided as our advocate. Hiring Joel was the single best decision we made in a long time. If I have another claim in the future, Joel will be the only person I will call.
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<img width="135" height="135" decoding="async" loading="lazy" src="https://jfpublicadjusters.com/wp-content/uploads/wprevslider/avatars/1717372800_106.png" alt="G F. Avatar" class="wpproslider_t6_IMG_2 wprevpro_avatarimg" />
G F.
				We had a fantastic experience with Joel. He is knowledgeable, experienced, and made the entire claim process easy. Highly recommend!
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Danny W.
				I highly recommend JF Public Adjusters ! They are knowledgeable, professional and best in the business !
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<img width="135" height="135" decoding="async" loading="lazy" src="https://jfpublicadjusters.com/wp-content/uploads/wprevslider/avatars/1716249600_102.png" alt="Anthony Avatar" class="wpproslider_t6_IMG_2 wprevpro_avatarimg" />
Anthony
				Joel and his team did a phenomenal job. Recovered much more than I thought I would from the insurance company with no stress. Joel did it all from start to finish. Don’t try and deal with the insurance company on your own as you will be outclassed very quickly. Hire a professional to get it done right.
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<img width="135" height="135" decoding="async" loading="lazy" src="https://jfpublicadjusters.com/wp-content/uploads/wprevslider/avatars/1714176000_103.png" alt="dina o. Avatar" class="wpproslider_t6_IMG_2 wprevpro_avatarimg" />
dina o.
				JF Public Adjusters did a great job getting our claim when our home got water damaged. He was very efficient and got everything done in a timely manner. His office kept us updated and were always very helpful. He knew to tell us how much money to expect and what it will entail. He was soo right and knows his work. will highly recommend to all who are looking for a stress free adjuster. Thank you Joel and team for a great job done.
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<img width="135" height="135" decoding="async" loading="lazy" src="https://jfpublicadjusters.com/wp-content/uploads/wprevslider/avatars/1714176000_104.png" alt="Yehuda K. Avatar" class="wpproslider_t6_IMG_2 wprevpro_avatarimg" />
Yehuda K.
				If I could leave a 10 star review I would! Joel is a true expert in navigating the insurance claim process. From the moment we discovered the damage in our basement all the way through the end, Joel was there to guide us and answer our questions. The amount we received was way more than if we would have tried submitting the claim ourselves. I would absolutely recommend JF Public Adjusters!
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<img width="135" height="135" decoding="async" loading="lazy" src="https://jfpublicadjusters.com/wp-content/uploads/wprevslider/avatars/1714176000_105.png" alt="John R. Avatar" class="wpproslider_t6_IMG_2 wprevpro_avatarimg" />
John R.
				We have been dealing with JOEL for about the last 7 months. I have to say he has been UNBELIEVABLE, everything he said to do, we listened & Everything he said would happen did! HE TOLD ME WHAT TO EXPECT with the $$ outcome and HE WAS DAMN NEAR TO THE DOLLAR. My wife & I are so very fortunate to have worked with JOEL and his team at JF PUBLIC ADJUSTERS , we will be telling family & friends to use them from now on if/when it's time to tackle the Big Insurance companies WHO DO NOT WANT TO GIVE YOU YOUR RIGHTFUL PAYOUT!!! THANK YOU JOEL , now we can rebuild and not have to worry about anything!! Sincerely, John & Jenny
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Yoel S.
				Was a pleasure working with you!!! Wow true professionalism at the best
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David G.
				Exceptional Service and Results! I recently had the pleasure of working with JF Public Adjusters and I cannot speak highly enough about their professionalism, expertise, and dedication to their clients. From the moment I contacted them, I knew I was in good hands. Their team went above and beyond to ensure that my insurance claim was handled efficiently and effectively. They navigated the complex process with ease, advocating tirelessly on my behalf to ensure that I received the maximum compensation for my damages. Not only did they provide exceptional service, but they also achieved outstanding results. Thanks to their expertise and attention to detail, I received a settlement far beyond what I initially expected. I highly recommend JF Public Adjusters to anyone in need of assistance with their insurance claims. They are truly the best in the business and I am incredibly grateful for all of their hard work.
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Shlomie S.
				Hiring JF adjuster for my insurance claim, was one of the wises desicions I ever made! When I discovered a sewer backup in my new basement at my home in Spring Valley, NY this past September, I was lost and froze! My beautiful new basement that was furnished with new furniture, a new kitchen, and appliances, is now flooded with 6 inches of sewer and rain water. The Sukkos holiday is just a few hours away, and what are we doing now? The entire basement is full of dirty water, with the smell traveling through the entire house. I quickly reached out to my insurance broker and he gave me Joel's private cell number. From the very first second that I spoke to Joel, the situation has turned around from disastrous to salvation! Joel assured me that all will be taken care asap! Although, Joel is located some 40 miles away from my home, he got a restoration company come over within a short time for no charge; vacuumed out all the water, turned on fans to dry the floors and walls, and the smell was gone! We got the insurance claims adjuster come over with Joel within a week, and within a short period of time, we had a check in our hands with full reimbursement on our loss! Joel was patients and available to assist any hour of the day or night. His constant positive reassurance that we'll get the claim approved, was the best and most helpful relief throughout this journey!
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Diane p.
				Joel was very professional, reliable and helpful with the water damage we had in our home. We highly recommended him.
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Yaakov G.
				My hot water tank went in middle of the night and by the time I noticed it in the morning, the first floor was just about totally covered in water. Joel was thorough and got me the best possible adjustment for my loss. Highly Recommended. Located in Staten Island, NY
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Avi B.
				Joel was very professional and got me back more money to cover the claim than any other adjuster. Thank you Joel
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S F.
				I was very impressed by their professionalism and expertise. They where very knowledgeable and explained everything clearly, they negotiated a fair settlement with the insurance company. and helped with all the paperwork and documentation for me. I definitely recommend them to anyone who needs a public adjuster. Highly recommended
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Fred J.
				We hired JF Public Adjusters for damage to our roof from a storm. Joel was straight forward and didn't cut any corners. He made the process look easy and greatly reduced the stress level. He was professional and made us feel comfortable.
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Arkady S.
				Highly skilled and professional. Joel explained to me what to anticipate, didn't feed me with false hopes and did a tremendous job to retrieve best possible compensation from my insurance company. Highly recommended!
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Harry D.
				Joel from JF Public Adjusters was outstanding in handling our commercial claim in Ohio. His prompt responsiveness and willingness to go above and beyond ensured our damage claim was paid in full. His dedication and professionalism make him an excellent choice for anyone in need of assistance with insurance claims. Highly recommended!
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Priyendu S.
				We had some damage on the roof and availed the service of JF Public Adjusters. Most of the process was completed electronically and hence was very convenient. The overall experience was fairly smooth and hassle free. I would recommend the business and Joel in particular .
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Joe C.
				When had to file a claim with our insurance company earlier this year, we were thankful to have Joel and his team on our side. We decided to contact JF Public Adjusters since the insurance company was giving us a really difficult time. When we met Joel we could tell he cared about his clients. He explained the process each step of the way and answered any questions we had. He is knowledgeable, detailed oriented, and worked well with the insurance company. He is driven and will pursue your case to the end to maximize your claim. The claim took awhile to close, due to insurance delays, but I know we wouldn’t be where we are today without Joel’s assistance.
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aviva f.
				Joel was super helpful throughout the process. He came down promptly to do an assessment and then took care of all the legwork with the claim. He communicated with us throughout the process and was a pleasure to work with. We were thrilled with his work and the results.
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The JF Public Adjusters Claim Process

These are the regular steps that your claim will follow once you enlist JF Public Adjusters to manage your claim.

1

Free Claim Review and Consultation: Our initial contact usually starts with you reaching out for a free claim review and consultation. In this session, which may be in person or over the phone depending on your preference, we discuss the circumstances surrounding your claim, the damage to your property, and your policy. We may request photos and videos of the damage, as well as a copy of your policy, to review your coverage.
2
Letter of Representation: When you decide to hire us, we prepare a Letter of Representation which you will need to sign. This outlines the terms and conditions of the service that we will provide to you, including our fee. You can reach more about public adjuster fees in our FAQs page.
3
Claim Lodgement: We report the claim to your insurance provider, if you haven’t already. We also obtain the name/s and contact details of the adjuster/s assigned to your claim.
4
Inspection: Your insurer will usually send out an adjuster to personally inspect the property. We attend the inspection on your behalf.
5
Documentation: This may be the most important part of your claim. It is essential to document the damage and the value of the loss correctly. Your insurer may also request certain documents to review your claim.

These documents include:
- photos and videos of the damage
- repair estimate
- mitigation estimate, drying logs, and mold reports (we coordinate with your mitigation provider)
- damaged contents inventory
- lease agreement
- HOA by-laws
- plumbing bill
- heating bill
- documents related to temporary accommodation, if any
- records of the business’s income before and after the interruption, such as sales records, tac returns, and financial statements
- records of ongoing expenses that the business incurred during the interruption, such as rent, utilities, payroll, and other operating expenses
- records of any additional expenses that the business incurred as a result of the interruption, such as the cost of temporary equipment, relocation costs, or extra labor costs
and so on.
6
Negotiation: We go into extensive discussions with the insurance company’s adjuster regarding the extent of the damage and the value of the loss. Our goal is to ensure that you are compensated fairly, allowing you to pay for repairs or replacements.
7

Settlement: In the final stage of the claim process, we prepare the Proof of Loss which outlines the details of the claim as well as the compensation agreed upon with the insurance company. You will need to sign and notarize this document.

This time frame for this process depends on various factors such as the complexity of your claim, the responsiveness of your insurance company’s representatives, the amount of the documentation required, etc.

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The Leading Property Damage Experts Are Here To Help

CONTACT NEW YORK’S HIGHEST RATED PUBLIC ADJUSTER IMMEDIATELY BY CALLING OUR OFFICE OR BY COMPLETING THE FORM.

We take full responsibility for your claim from start to finish.
We have years of industry experience.
Your can trust us with all details and negotiations.
We respond to your/your insurace company’s requests in a timely manner.
We ensure that you receive the maximum settlement you’re eligible for.
We only charge a small portion of whatever we recover for you.

We’re the Water Damage Insurance Claim Specialists in Pennsylvania

Protecting Your Interests is My Priority.

(917) 272-8793

Here are the areas in Pennsylvania we provide insurance claim assistance and service to.

Rated 5 out of 5 stars based on 114 customer reviews.

The JF Public Adjusters Claim Process

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CALL US FOR FREE

(917) 272-8793

Request A Free Claim Review & Consultation

JF Public Adjusters will get you the Insurance Claim Settlement you are entitled to.

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Brooklyn, New York

Staten Island, New York

Union, New Jersey

Mid-Hudson Valley

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