We’re the Sink Hole Damage Insurance Claim Experts! Hire JF Public Adjusters today.

  • We’re the #1 Rated Public Adjuster in New York
  • Our goal is to maximize your insurance claim settlement
  • We serve both commercial and residential clients
  • Our clients love the seamless claims experience we offer
  • We manage your claim from lodgement to settlement
  • You benefit from our extensive network of plumbers, restoration companies, roofers, builders, brokers, property managers, and many other industry professionals
  • We have hundreds of happy clients in New York, New Jersey, Connecticut and Pennsylvania
  • We have recovered tens of millions in insurance claim settlements
sink hole damage
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Joel Follman

Licensed Public Adjuster

Protecting Your Interests is My Priority.

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(917) 272-8793

Sink hole coverage is not typically included in a standard home insurance policy. Sinkhole coverage may be offered as an endorsement or a separate policy depending on the state and the insurance company.

In Florida, for example, insurance companies are required by law to offer sinkhole coverage as an endorsement to a homeowner’s insurance policy. However, the coverage may be limited and may not cover all types of sinkhole damage. In other states, sinkhole coverage may not be required or may only be offered as a separate policy.

It is important for homeowners to review their insurance policies and speak with their insurance agents to determine if sinkhole coverage is included or if it can be added as an endorsement or separate policy. Homeowners who live in areas prone to sinkholes may want to consider purchasing sinkhole coverage to protect themselves from potential damage and costly repairs.

ARE SINK HOLES COVERED BY STANDARD HOME INSURANCE POLICIES?

BIG ENOUGH TO HANDLE YOUR CLAIM, BUT SMALL ENOUGH TO CARE.

JF Public Adjusters Are Here to Help You Deal with Sink Hole Damage to your Property. We will manage your claim so you get paid what’s due to you.

What states in the US are most susceptible to sink holes?

Sinkholes can occur in many parts of the United States, but they are more common in states with geology that is prone to erosion and collapse, such as limestone and karst terrain. Homeowners in these states may want to consider purchasing sinkhole coverage to protect their property from potential damage.

  • Florida: Florida is perhaps the most well-known state for sinkholes, with thousands of sinkholes reported each year. This is due to the state’s geology, which is characterized by limestone bedrock that is susceptible to erosion.

  • Texas: Texas has a high number of sinkholes, particularly in the eastern part of the state. The state’s geology is characterized by limestone and gypsum formations that are prone to dissolution and collapse.

  • Alabama: Alabama is another state that is prone to sinkholes, with many sinkholes reported in the central and northeastern parts of the state. The state’s geology is characterized by karst terrain, which is susceptible to sinkhole formation.

  • Pennsylvania: Pennsylvania has a high incidence of sinkholes, particularly in the eastern part of the state. This is due to the state’s geology, which is characterized by limestone and shale formations that are prone to collapse.

  • Missouri: Missouri has a significant number of sinkholes, particularly in the Ozarks region of the state. The state’s geology is characterized by karst terrain and porous rock formations that are prone to sinkhole formation.

  • Missouri: Missouri has a significant number of sinkholes, particularly in the Ozarks region of the state. The state’s geology is characterized by karst terrain and porous rock formations that are prone to sinkhole formation.

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SINK HOLE CLAIMS CAN BE A COMPLEX PROCESS. IT MAY BE IN YOUR BEST INTEREST TO USE A PUBLIC ADJUSTER.

Sinkhole insurance claims can be complex and challenging due to a variety of factors. Some of the challenges involved in sinkhole insurance claims include:

  • Determining the cause: Sinkholes can be caused by a variety of factors, including natural processes such as erosion and weathering, as well as human activities such as mining and construction. Determining the cause of the sinkhole can be difficult and may require specialized expertise, such as geological surveys and soil testing.

  • Evaluating the damage: Sinkholes can cause significant damage to a property, including damage to the foundation, walls, and other structural components. Evaluating the extent of the damage can be challenging and may require specialized assessments, such as structural evaluations, plumbing and electrical inspections, and soil testing.

  • Insurance coverage: Sinkhole insurance coverage can vary depending on the policy and the state where the property is located. Some policies may provide limited coverage or exclude certain types of damage. Additionally, insurance companies may dispute the cause or extent of the damage, which can lead to delays or denials of the claim.

  • Legal issues: Sinkhole insurance claims can involve legal issues, such as disputes with insurers over coverage or disputes with contractors over the cost of repairs. Policyholders may need to hire attorneys who have experience handling sinkhole insurance claims to navigate these legal issues.

  • Mitigation measures: Sinkhole insurance claims may require implementing measures to prevent future sinkhole damage, such as installing drainage systems or reinforcing the foundation of the property. These measures can add to the complexity and cost of the claim.

 

Overall, sinkhole insurance claims can be challenging due to the complexity of determining the cause and extent of the damage, insurance coverage issues, legal issues, and the need for mitigation measures. It is important for policyholders to work closely with their insurance companies and other professionals to ensure that they receive fair and timely compensation for their sinkhole damage.

Your chances of losing the case are incredibly high if you’re managing the negotiations yourself. Most policyholders don’t have the skills to obtain the right settlement from their insurer.

Hiring a public adjuster is your best bet to receiving a fair settlement from your insurer. Even better, when you hire a public adjuster you do not pay upfront fees. At JF Public Adjusters, we only charge a small percentage of any amount we recover.

It’s a win-win situation for you because you don’t need to deal with the insurance company. And because our compensation is proportionate to your settlement, it is in our interest to also get you the highest possible settlement.

Get in touch with JF Public Adjusters today, and let experts handle your sink hole damage claim.

What Separates JF Public Adjusters From Other Public Adjusters

Not all Public Adjusters offer the insured the same level of service and quality. Here are a few ways we separate ourselves from other Public Adjusters:

  • Locally Owned and Operated
  • Complimentary On-Site Survery and Policy Review
  • Emergency Response Services
  • 100% Free Policyholder Advice
  • Highest Claim Settlements
  • Licensed in Multiple East Coast States
  • We’re Property Damage Specialists
  • Recognized as the Disaster Relief Experts
  • Expert Client Support and Assistance with Dedicated Claim Contact Person
  • Claim Portal Access
  • Honest and Upfront Pricing
  • Hundreds of Happy Clients in New York, New Jersey, Connecticut and Pennsylvania

Level the Playing Field

Partner With The Property Damage and Insurance Claim Experts

  • We Manage Your Claim From Start to Finish

  • You Benefit From Our Years of Industry Experience

  • We Handle All The Details and Negotiations
  • We Deal With The Insurance Companies
  • We Get You The Full Settlement That You’re Owed
  • We Get Paid A Portion Of Whatever We Recover

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CONTACT NEW YORK’S HIGHEST RATED PUBLIC ADJUSTER IMMEDIATELY BY CALLING OUR OFFICE OR BY COMPLETING THE FORM.

  • We take full responsibility for your claim from start to finish.
  • We have years of industry experience.
  • Your can trust us with all details and negotiations.

  • We respond to your/your insurace company’s requests in a timely manner.

  • We ensure that you receive the maximum settlement you’re eligible for.
  • We only charge a small portion of whatever we recover for you.

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(917) 272-8793

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