We’re the Water Damage Insurance Claim Experts! Hire JF Public Adjusters today.

  • We’re the #1 Rated Public Adjuster in New York
  • Our goal is to maximize your insurance claim settlement
  • We serve both commercial and residential clients
  • Our clients love the seamless claims experience we offer
  • We manage your claim from lodgement to settlement
  • You benefit from our extensive network of plumbers, restoration companies, roofers, builders, brokers, property managers, and many other industry professionals
  • We have hundreds of happy clients in New York, New Jersey, Connecticut and Pennsylvania
  • We have recovered tens of millions in insurance claim settlements
house with water damage
Joel Follman Portrait
Joel Follman

Licensed Public Adjuster

Protecting Your Interests is My Priority.

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The Common Causes of Water Damage

burst or leaking pipes

Burst or Leaking Pipes

water heater leak

Water Heater Leaks

dishwasher leak

Appliance Leaks

roof leaks

Roof Leaks

Leak from Other Units

Leak from Other Units

sewer line back up

Sewer Line Back Up

storm and flooding

Storm and Flooding

hvac issues

HVAC Issues

BIG ENOUGH TO HANDLE YOUR CLAIM, BUT SMALL ENOUGH TO CARE.

Are You Dealing With Water Damage From Roof Leaks, Appliance Failure, Broken Pipes, Burst Tanks, or Other?

JF Public Adjusters can help get you the highest settlement for the water damage to your commercial or residential property.

We’re focused on making the Water Damage Claim process smooth and easy, so you may focus on other important things. Here’s how we help:

Our initial contact usually starts with you reaching out for a free claim review and consultation. In this session, which may be in person or over the phone depending on your preference, we discuss the circumstances surrounding your claim, the damage to your property, and your policy. We may request photos and videos of the damage as well as a copy of your policy to review your coverage.

During the consultation, you can ask as many questions as you want. We don’t leave our customers blind about the process. We keep them updated about the entire process, no matter whether it’s about water damage restoration, mold remediation, or dealing with the insurance provider.

We assess the damage and carefully go through the insurance plan to ensure that you get the maximum compensation for the damage that occurred. We take detailed photos and videos of the affected areas to be fully prepared for the inspection with the insurance company’s representative.

This may be the most important part of your claim. It is essential to document the damage and the value of the loss correctly. Your insurer may also request certain documents to review your claim.

These documents include:

    • photos and videos of the damage
    • repair estimate
    • mitigation estimate, drying logs, mold reports (we coordinate with your mitigation provider
    • damaged contents inventory
    • lease agreement
    • HOA by-laws
    • plumbing bill, heating bill
    • documents related to temporary accommodation, if any
    • records of the business’s income before and after the interruption, such as sales records, tax returns, and financial statements
    • records of ongoing expenses that the business incurred during the interruption, such as rent, utilities, payroll, and other operating expenses
    • records of any additional expenses that the business incurred as a result of the interruption, such as the cost of temporary equipment, relocation costs, or extra labor costs

    and so on…

We prepare the estimates for all of the work required based on the thorough inspection that we have conducted. The tiniest details help substantiate the loss to the insurance provider for a maximum payout during the negotiation. Our goal is to make sure that you do not pay out of pocket for any of the work required to restore your property to its pre-loss condition.

We also help with finding the most reputable water damage restoration experts in your area for the project.

Your insurer will usually send out an adjuster to personally inspect the property. We attend the inspection on your behalf.

We go into extensive discussions with the insurance company’s adjuster regarding the extent of the damage and the value of the loss. Our goal is to ensure you are compensated fairly, allowing you to pay for repairs/replacement.

In the event that we do not reach an agreement with the insurer, we discuss with you escalation options such as appraisal or a law suit.

In the final stage of the claim process, we prepare the Proof of Loss which outlines the details of the claim as well as the compensation agreed upon with the insurance company. You will need to sign and notarize this document.

 

Usually, policyholders are so busy with their everyday responsibilities that they often miss crucial points in the claim. Insurance companies leverage the insured’s lack of knowledge and claim experience to minimize the cost of the claim.

As your advocates, JF Public Adjusters won’t let that happen to you. We are thorough in every step of the claim and our expertise comes from years of experience and training. We know how insurance companies try to undervalue the loss. We make sure to have solid evidence to support your claim.

Give JF Public Adjusters a call today, so we may help you receive the maximum compensation for your water damage claim.

Rated 5 out of 5 stars based on 114 customer reviews.

Level the Playing Field

Partner With The Property Damage and Insurance Claim Experts

  • We Manage Your Claim From Start to Finish
  • You Benefit From Our Years of Industry Experience

  • We Handle All The Details and Negotiations
  • We Deal With The Insurance Companies
  • We Get You The Full Settlement That You’re Owed
  • We Get Paid A Portion Of Whatever We Recover

GET IN TOUCH!

The Leading Property Damage Experts Are Here To Help

CONTACT NEW YORK’S HIGHEST RATED PUBLIC ADJUSTER IMMEDIATELY BY CALLING OUR OFFICE OR BY COMPLETING THE FORM.

  • We take full responsibility for your claim from start to finish.
  • We have years of industry experience.
  • Your can trust us with all details and negotiations.
  • We respond to your/your insurace company’s requests in a timely manner.

  • We ensure that you receive the maximum settlement you’re eligible for.
  • We only charge a small portion of whatever we recover for you.

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