We’re the Wind & Hurricane Damage Insurance Claim Experts! Hire JF Public Adjusters today.

  • We’re the #1 Rated Public Adjuster in New York
  • Our goal is to maximize your insurance claim settlement
  • We serve both commercial and residential clients
  • Our clients love the seamless claims experience we offer
  • We manage your claim from lodgement to settlement
  • You benefit from our extensive network of plumbers, restoration companies, roofers, builders, brokers, property managers, and many other industry professionals
  • We have hundreds of happy clients in New York, New Jersey, Connecticut and Pennsylvania
  • We have recovered tens of millions in insurance claim settlements
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Joel Follman Portrait
Joel Follman

Licensed Public Adjuster

Protecting Your Interests is My Priority.

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(917) 272-8793

Wind and hurricane claims can be tricky for several reasons:

Wind and hurricane damage can be caused by several factors, including high winds, heavy rain, and storm surge. It can be difficult to determine the exact cause of the damage, which can affect how the claim is processed and paid.

The damage can vary in severity, from minor roof damage to total destruction of a property. It can be challenging to accurately assess the extent of the damage, which can impact the amount of the claim.

Insurance policies may have specific limitations or exclusions for wind and hurricane damage, which can make it difficult to determine if the damage is covered and how much the insurer will pay.

Wind and hurricane claims can be complex and costly for insurance companies. As a result, insurers may dispute claims, which can lead to delays or denials of coverage.

And the biggest challenge of wind and hurricane claims is that it is a widespread event that can impact hundreds or thousands of policyholders. When insurance companies receive a large number of claims, it can overwhelm their capacity to process claims in a timely manner. This can lead to delays in payments or disputes over coverage.

Whatever the challenge that wind and hurricane claim may present, JF Public Adjusters can help. With laser focus, we work to ensure you receive fair and timely compensation for any wind or hurricane damage you have experienced.

Are You Going Through the Challenging Experience of Wind and Hurricane Damage?

BIG ENOUGH TO HANDLE YOUR CLAIM, BUT SMALL ENOUGH TO CARE.

JF Public Adjusters Are Here to Help You Deal with Wind and Hurricane Damage to your Property.

Dealing with Wind and Hurricane Damage can be time consuming and a huge hassle. JF Public Adjusters are here to make the entire claim and recovery process smooth and easier for you.

We will manage your claim so you get paid what’s due to you.

Wind and hurricanes can cause significant property damage, often leaving destruction in their wake. The force of the wind and the severity of the storm can result in various types of damage, including structural damage, roof damage, and water damage. Let’s take a closer look at each of these types of damage.

  • Structural Damage: The powerful force of the wind during a hurricane can cause structural damage to buildings, such as walls collapsing, roofs being blown off, and foundation damage. This type of damage can be particularly dangerous as it can compromise the structural integrity of the building and make it unsafe for occupants.

  • Roof Damage: High winds during a hurricane can cause significant damage to roofs. The wind can lift shingles or tiles and expose the underlying layers of the roof to the elements. The wind can also cause debris, such as tree branches, to be hurled at the roof, causing even more damage.

  • Water Damage: Hurricanes often bring heavy rain, which can result in water damage to a property. This type of damage can be particularly challenging to deal with, as it can be difficult to fully assess the extent of the damage. Water can seep into walls, floors, and ceilings, causing rot and mold, which can lead to further structural damage and health hazards.

Wind and hurricanes can cause significant property damage, and it’s crucial to take necessary precautions to protect your property. Proper preparation, such as installing storm shutters, securing loose objects outside, and reinforcing roofs and walls, can help reduce the risk of damage. It’s also essential to have a plan in place for dealing with any damage that may occur, such as using a public adjuster to manage your claim and get you a favorable settlement.

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Wind And Hurricane Damage FREQUENTLY ASKED QUESTIONS

What are some reasons that wind or hurricane claims are denied?

Unfortunately, there are various reasons why wind or hurricane insurance claims may be denied. Here are some of the most common reasons:

It’s crucial to understand your insurance policy and the coverage it provides. If the damage is not covered under your policy, the claim will likely be denied.

It’s essential to report the damage to your insurance company promptly. If you wait too long to file a claim, it may be denied.

If the damage was already present before the wind or hurricane event, the claim may be denied.

It’s your responsibility to take reasonable steps to prevent further damage to your property after the event. If you fail to do so, your claim may be denied. The most common example to this is failing to cover your house with a tarp if the roof or a portion of the roof was damaged or blown away.

It’s essential to document the damage thoroughly, including taking photos and videos, and keeping receipts for any repairs or expenses. If the documentation is inadequate, the claim may be denied.

Filing a false or fraudulent claim will result in the claim being denied, and you may face legal consequences.

Unfortunately, there are various reasons why wind or hurricane insurance claims may be denied. Here are some of the most common reasons:

What are some tips to keep your home safe from wind and hurricane damage?

There are several steps you can take to help protect your home from wind and hurricane damage. Here are some tips:

Installing hurricane shutters can help protect your windows and prevent debris from flying into your home during a storm. There are various types of shutters available, including roll-down shutters, accordion shutters, and panel shutters.

Ensure that your roof is up to code and can withstand high winds. Consider installing hurricane straps or clips to reinforce your roof’s connection to the walls of your home.

Trees and shrubs can become dangerous projectiles during a wind or hurricane event. Trim any trees or shrubs that are close to your home, and remove any dead or damaged trees.

Outdoor objects, such as patio furniture and grills, can become dangerous projectiles during a wind or hurricane event. Secure or store these objects indoors when a storm is approaching.

Ensure that all doors and windows are properly sealed to prevent water from seeping in during a storm.

By taking these steps, you can help reduce the risk of damage to your home during a wind or hurricane event. Remember, preparation is key to protecting your property and ensuring the safety of yourself and your family.

How JF Public Adjusters Make The Insurance Settlement Process Easy

1. Free Consultation: We’ll complete a free claim review and consultation. We can even visit your property if you would like us to.

2. See If We’re a Good Fit: You can ask us any questions and we’ll discuss the loss recovery process based on your circumstances and the results you are after.

3. Hire Us and Love Life: Get back to living life and let JF Public Adjusters manage the claim adjustment for you.

Did You Know that You Could Potentially End Up Paying for Wind and Hurricane Damage Restoration Yourself if You Fail to Take Appropriate Steps?

Filing an insurance claim for wind or hurricane damage can be a daunting process, but it’s essential to do so promptly to ensure that you receive the compensation you are entitled to. Here are the steps you should take when filing a wind or hurricane insurance claim:

Contact Your Insurance Company: Notify your insurance company as soon as possible after the damage occurs. Be prepared to provide them with as much detail as possible about the damage, including photos and any supporting documentation.

Document the Damage: Take photos or videos of the damage to your property, including both the exterior and interior of your home or business. Also, keep any receipts or invoices for repairs that you have made.

Protect Your Property: Take any necessary steps to prevent further damage from occurring, such as covering broken windows with plastic or tarp, or boarding up any openings in the walls or roof.

Meet With the Adjuster: Your insurance company will send an adjuster to inspect the damage and assess the amount of compensation you are entitled to. Make sure to be present during this inspection, and provide the adjuster with any relevant information or documentation.

Review Your Policy: Review your insurance policy carefully to ensure that you understand your coverage and any deductibles or limits that may apply.

Submit Your Claim: Once the adjuster has completed their assessment, you can submit your claim to your insurance company for processing. Be sure to follow up with your insurance company regularly to ensure that your claim is being processed in a timely manner.

Hire a Public Adjuster: If you want to avoid the hassle of managing a claim on your own, hire a public adjuster to take care of everything for you. What’s more, according to a study, using a public adjuster resulted in a 574% higher settlement than those that did not use a public adjuster.

Filing an insurance claim for wind or hurricane damage can be a complex process, but by following these steps and working closely with your public adjuster, you can ensure that you receive the compensation you are entitled to.

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  • We Manage Your Claim From Start to Finish

  • You Benefit From Our Years of Industry Experience

  • We Handle All The Details and Negotiations
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  • We Get You The Full Settlement That You’re Owed
  • We Get Paid A Portion Of Whatever We Recover

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The Leading Property Damage Experts Are Here To Help

CONTACT NEW YORK’S HIGHEST RATED PUBLIC ADJUSTER IMMEDIATELY BY CALLING OUR OFFICE OR BY COMPLETING THE FORM.

  • We take full responsibility for your claim from start to finish.
  • We have years of industry experience.
  • Your can trust us with all details and negotiations.

  • We respond to your/your insurace company’s requests in a timely manner.

  • We ensure that you receive the maximum settlement you’re eligible for.
  • We only charge a small portion of whatever we recover for you.

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