Client Story: Fire and Smoke Damage in Newburgh, New York

Fire ravaged a Newburgh home, destroying the living room, kitchen, and a bathroom. Smoke damaged personal property in the entire home and the homeowners had to seek alternative accommodation for a few months while the home was being repaired.

JF Public Adjusters in New York worked with the insured and the insurance company to settle the claim at $458,000 for the building, $160,000 personal property, and over $200,000 for Additional Living Expenses.

Fire damage to your property can cost anywhere from thousands to millions of dollars. Mistakes in presenting, quantifying and substantiating your claim could result in significant financial loss to you.

In fire and smoke claims, the most common mistake homeowners make is documenting only damages that are visible. However, as they would find out later, the extent of damage extends far beyond what is visible and obvious. Smoke permeats through walls and reaches the far corners of your home, not just the rooms that were directly impacted by the fire.

When managing an insurance claim yourself, you put yourself at a great disadvantage by managing it yourself. Most policyholders don’t have the skills to obtain the right settlement from their insurer. After all, policyholders experience, on average, one major loss in their lifetime, so they would not have the experience to navigate the claim process as an expert would have. Government studies have shown that policyholders that used a public adjuster received an average of 574% more than policyholders who did not use a public adjuster. That is a substantial difference especially when the damages are significant.

Hiring a public adjuster is your best bet to receiving a fair settlement from your insurer. JF Public Adjusters in New York and New Jersey have the knowledge, experience, and capabilities to manage your claim from start to end. We have a wide network that can assist you, for example, we can very quickly arrange boarding up and securing your home following a fire. This is, after all, your duty as a policyholder. We have the right tools to understand and document the full extent of the damage so that you have a strong claim and that you are compensated fairly by your insurer.

If your property is damaged by fire and smoke, we’re here to help you.

It’s a win-win situation for you because you don’t need to deal with the insurance company. And because our compensation is proportionate to your settlement, it is in our interest to also get you the highest possible settlement.

Get in touch with JF Public Adjusters today, and let experts handle your fire damage claim.

JF Public Adjusters offers a FREE claim review and consultation.

Call or text us today on (917) 272-8793.