Joel Follman Delivers Incredible Results on a New York Fire Claim

When a fire broke out in a homeowner’s property in Suffern, New York, the damage was devastating. The insurance company initially offered a settlement of approximately $250,000 to cover the loss. However, the client believed the settlement fell far short of what was needed to restore the home.

Despite extensive negotiations, the insurer refused to increase its offer. Determined to achieve a fair resolution, the homeowner demanded an appraisal and enlisted Joel Follman as appraiser to represent them. As part of the process, Joel worked closely with the insurance company’s appraiser to select an impartial umpire who would step in if the two appraisers could not reach an agreement.

Both appraisers conducted detailed inspections of the property, prepared independent loss estimates, and engaged in thorough discussions regarding the damage and valuation. After several weeks of back-and-forth negotiations, the appraisers reached a mutually agreed-upon settlement of just over $500,000—more than double the insurer’s initial offer—$250,000 more! The homeowner accepted this appraisal award, finalizing a settlement that ensured they had the resources needed to rebuild and recover fully.

This case highlights the value of appraisal in resolving disputes and showcases Joel Follman’s expertise in achieving outstanding results for clients. While his primary focus is serving as a public adjuster, Joel occasionally steps into the role of appraiser for select claims, delivering exceptional outcomes for policyholders seeking justice.

JF Public Adjusters is proud to advocate for homeowners and help them secure the settlements they deserve. If you’ve experienced property damage and need support with your claim, contact us today.